Free plans compared
Best Free AI Tools With No Credit Card Required (2026)
A free plan that asks for a card can bill you later. The tools below are listed as not needing a credit card to start, based on the official pages we reviewed. Plans change, so confirm at sign-up, and set a reminder if you ever add a card for a trial.
Disclosure: some Visit links may be affiliate links, and we may earn a commission at no extra cost to you. Details come from official pricing and product pages, last reviewed 2026-10-15; this is not a hands-on test. Confirm current limits with the provider.
What to check before you choose
- Does sign-up ask for a card, even for a free trial?
- Is the plan free for good, or only for a trial period?
- What happens when the free allowance is used up?
- Can you delete your account and data later?
How we chose: tools listed here have an active product, a free plan or free tier, and pricing we could confirm from the provider. Retired or paid-only tools are left out automatically.
Quick comparison of free plans
| Tool | Free plan | No card needed | Platforms |
|---|---|---|---|
| Gamma | Free gives 400 credits at signup, up to 10 slides per prompt, PDF and PPTX import, and export to PDF, PPTX, PNG and Google Slides. | Yes | Web |
| Brave Leo | Leo has continuing free browser access without a separate signup. | Yes | Windows, macOS, Linux, iOS, Android |
| LobeHub | The hosted Free plan renews a limited monthly credit allowance. | Yes | Web |
| TextCortex | A continuing Free plan offers limited core features and file storage. | Yes | Web, API |
| Activepieces | Free includes 1,000 credits/month without a card. Paid plans expand capacity; the open core and enterprise components have different terms. | Yes | Web, API |
| MeetGeek | The recurring Basic Free plan has monthly transcription hours and limited transcript and audio retention. | Yes | Web, API |
| Notta | The Free plan renews transcription minutes and AI-summary allowances monthly, with a short per-conversation limit and restricted uploads. | Yes | Web |
| Skyvern | The Free plan costs nothing, includes 5,000 credits and one concurrent run, and needs no card. | Yes | Web, API |
| Cursor | Free is $0 with limited agent and chat requests. | Yes | macOS, Windows, Linux |
| Composio | Hobby includes 100,000 tool calls and 50,000 triggers/month with three team members, no card required. | Yes | API, Web |
| NightCafe | NightCafe documents recurring daily free credits, with paid PRO access for more usage and model options. | Yes | Web |
| TurboScribe | The free plan has a recurring daily file allowance, shorter file duration, one upload at a time and lower queue priority. | Yes | Web |
The tools, in detail
AI workspace for generating presentations, documents, websites, social content, and visual assets.
Best for: Presentation generation and Document creation
Free plan: Free gives 400 credits at signup, up to 10 slides per prompt, PDF and PPTX import, and export to PDF, PPTX, PNG and Google Slides. Plus is $9 per seat a month on annual billing (1,000 monthly credits, no Gamma branding), Pro is $18 (4,000 credits, API access, custom branding), and Ultra is $90 (20,000 credits).
Key features
- Presentation generation
- Document creation
- Website creation
- PDF and PPTX import
Limits to know
- Free supports up to ten slides per prompt and retains Gamma branding. Paid plans add larger generation limits, premium models, and custom branding.
An AI assistant built into Brave for webpage and PDF questions, summaries, translation, search, and connected model choices.
Best for: Brave Leo suits readers who want to ask questions about the page already open in their browser.
Free plan: Leo has continuing free browser access without a separate signup. Availability and usage limits can depend on traffic; Premium offers higher access and model choices. Bringing your own model can introduce separate provider or local hardware costs. Verify the current model list in the browser and read its processing settings.
Key features
- Webpage questions
- PDF summaries
- Brave Search context
- Bring-your-own-model connections
Limits to know
- Usage availability varies with the access tier
- Browser and model settings affect supported workflows
Build a shared AI workspace with model conversations, reusable agents, project context, and scheduled tasks.
Best for: LobeHub suits people organizing several AI tasks around a project rather than keeping isolated chats.
Free plan: The hosted Free plan renews a limited monthly credit allowance. Storage and model eligibility are restricted, and advanced agent or team features depend on the plan. Provider-key and self-hosted arrangements have separate model, infrastructure and licensing considerations.
Key features
- Multi-model conversations
- Agent builder
- Agent groups
- Project workspaces
Limits to know
- Free credits and storage are limited
- Connected agent actions require careful permission choices
Search company knowledge and create custom AI agents, with connected documents, multiple models, and data-analysis tools.
Best for: TextCortex suits teams that need answers from an approved set of business documents.
Free plan: A continuing Free plan offers limited core features and file storage. Premium expands model usage and storage; enterprise deployment and administration use separate terms. Check current model allowances, connectors and seat requirements. Higher-access trial features should not be confused with what remains after the trial.
Key features
- Connected knowledge bases
- Custom AI agents
- Multi-model workspace
- Document analysis
Limits to know
- Connected sources need permission and freshness checks
- Storage and model access vary by plan
Automation workspace with AI chat, agents, flows, tables, app connections, and self-hosting options.
Best for: Visual flows and AI agents
Free plan: Free includes 1,000 credits/month without a card. Paid plans expand capacity; the open core and enterprise components have different terms.
Key features
- Visual flows
- AI agents
- Tables
- App connections
Capture meetings and recordings for transcripts, summaries, searchable notes, and connected follow-up workflows.
Best for: MeetGeek suits users who want a reusable meeting record with several capture options.
Free plan: The recurring Basic Free plan has monthly transcription hours and limited transcript and audio retention. Paid plans expand capacity, storage and automation. Save important records under the organization's policy and check which capture or API features the plan includes.
Key features
- Meeting recording
- Audio and video uploads
- Automatic transcripts
- Meeting summaries and search
Limits to know
- Free recording capacity and retention are limited
- Follow-up automation requires careful source and permission checks
Transcribe recordings and meetings, identify speakers, and create AI summaries with plan-dependent exports and visuals.
Best for: Notta suits people who need a searchable record of interviews, lectures or meetings.
Free plan: The Free plan renews transcription minutes and AI-summary allowances monthly, with a short per-conversation limit and restricted uploads. Transcript exports, translation and longer recordings require eligible paid access. Check the current distinction between transcription, summary and additional deliverable features.
Key features
- Audio transcription
- Meeting recording workflow
- Speaker identification
- AI summaries
Limits to know
- Free conversations have a short duration limit
- Exports and advanced outputs depend on the plan
Automate browser-based workflows with AI agents, offering a free credit tier, concurrency options and proxy, CAPTCHA and credential features.
Best for: Skyvern suits teams that need to automate repeatable web tasks on sites without an API, such as filling forms or downloading documents.
Free plan: The Free plan costs nothing, includes 5,000 credits and one concurrent run, and needs no card. Hobby and Pro raise credits and concurrency, and Enterprise adds compliance options. The pricing page links a public repository but does not state its license.
Key features
- AI agents for browser workflows
- Webhooks and run history
- Country geo-targeting
- CAPTCHA solving and proxies
Limits to know
- Actions on live sites need human review
- Credit use depends on workflow length
AI code editor and coding agent for project-aware changes, task delegation, review, and connected development workflows.
Best for: Project-aware coding agents and reviewable code changes
Free plan: Free is $0 with limited agent and chat requests. Plus is $8 a month, Premium $30 (4x Plus usage), Super $100 (15x) and Ultra $200 (50x), with Teams from $30 per user a month and custom Enterprise. Third-party models are billed separately at API list price, and some plans bundle Grok and X features.
Key features
- Project-aware coding agents
- Composer
- Code review
- CLI
Limits to know
- Hobby is free without a credit card, with limited Agent requests and Composer access. Paid plans expand usage; premium-model and agent limits vary.
- Command permissions and the final patch need review; a disabled button alone may not prevent duplicate server work.
Composio connects agents to app tools and manages OAuth connections, sessions and triggers.
Best for: Authenticated app tools for AI agents
Free plan: Hobby includes 100,000 tool calls and 50,000 triggers/month with three team members, no card required. Paid tiers and provider charges apply beyond the included scope.
Key features
- Tool catalog
- OAuth management
- Agent sessions
- App triggers
Limits to know
- A connected app can still permit destructive actions if scopes are too broad
- Tool calls, triggers and optional add-ons have different billing rules
Generate AI artwork, refine prompts, and share creations through a community with themed art challenges.
Best for: NightCafe suits hobbyists exploring visual ideas and learning from other creators.
Free plan: NightCafe documents recurring daily free credits, with paid PRO access for more usage and model options. Credit costs and eligibility differ by model and task. Review current sharing and usage terms; free access does not imply every model or commercial use is unrestricted.
Key features
- Text-to-image generation
- Image editing
- Multiple model choices
- Community galleries
Limits to know
- Model and task costs consume limited credits
- A community-focused workflow may not fit confidential visual work
Upload audio or video for transcripts, speaker labels, translations, and document or subtitle exports.
Best for: TurboScribe suits people transcribing existing files without building an API integration.
Free plan: The free plan has a recurring daily file allowance, shorter file duration, one upload at a time and lower queue priority. Paid access expands these limits. Audio restoration is an optional fallback, not a guarantee that damaged recordings become clear.
Key features
- File transcription
- Language selection
- Optional speaker recognition
- Transcript translation
Limits to know
- Free recordings are subject to duration and daily limits
- Lower-priority processing can affect turnaround
Quick decision guide
- Want to avoid entering a card? Gamma, Brave Leo, LobeHub, TextCortex, Activepieces, MeetGeek, Notta, Skyvern, Cursor, Composio, NightCafe, TurboScribe.
Frequently asked questions
Is a free trial the same as a free plan?
No. A trial ends and then charges or locks features. A free plan continues with limits. This list focuses on tools that need no card to start.
Why do some free AI tools ask for a card?
To prevent abuse or to start a paid plan after a trial. If you add one, set a reminder before the trial ends.
Which tools with no credit card needed here need no credit card?
Based on the official pages we reviewed, Gamma, Brave Leo, LobeHub, TextCortex, Activepieces, MeetGeek, Notta, Skyvern, Cursor, Composio, NightCafe, TurboScribe are listed as not needing a credit card to start. Confirm at sign-up, because plans change.
How current is this list?
Tool details were last reviewed 2026-10-15 from official pages. Free plans change often, so check the linked pricing page before you rely on a limit.