Microsoft Copilot

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Microsoft's AI assistant for everyday questions and work, with additional Copilot capabilities in Microsoft 365 plans.

Chatbots & Assistants

Best suited to

Everyday assistance and eligible Microsoft 365 workflows

Meet Microsoft Copilot

Microsoft's AI assistant for everyday questions and work, with additional Copilot capabilities in Microsoft 365 plans.

Use conversational help for a draft or question, and check which Microsoft 365 features your subscription includes.

Access and pricing: Standalone Copilot and Microsoft 365 subscriptions have different access. Premium app features require a qualifying plan; do not assume all Office features are free.

What it does well

Microsoft's individuals page describes Copilot working across Word, Excel, PowerPoint, Outlook and OneNote, depending on your plan. Microsoft 365 Personal includes Copilot in the desktop Office apps and can be used on PCs, Macs, phones and tablets, according to the page.

Who gets the most from it

People who already live in Office documents, spreadsheets and email get the clearest value, because the help sits inside the apps they use. Households can look at Family, though Copilot AI there is for the subscription owner only.

Limits to check before you commit

The page lists Microsoft 365 Personal at $9.99 per month, Family at $12.99, Premium at $19.99 and Pro at $99.99, with a one-month trial for Personal, Family and Premium. Family, Premium and Pro list Word, Excel, PowerPoint and OneNote as web and mobile only. Higher plans raise usage limits and add agent-style features. The page only hints at a free tier ("higher than free"), so check what the free version includes today.

Microsoft Copilot official interface or feature example — Official product image · Provider source

What you can do

Conversational assistance

Word drafting assistance

Excel analysis assistance

PowerPoint creation

Outlook summaries

Where it helps

Use conversational help for a draft or question, and check which Microsoft 365 features your subscription includes.

What to consider

Standalone Copilot and Microsoft 365 subscriptions have different access. Premium app features require a qualifying plan; do not assume all Office features are free.

Pricing & free access

Official pricing

Free plan + paid

Standalone Copilot and Microsoft 365 subscriptions have different access. Premium app features require a qualifying plan; do not assume all Office features are free.

Plan information can change. Prices and conditions are set by the provider. Information checked 2026-10-06.

Source for access details

Weekly AI tool changes in Chatbots & Assistants

One email a week with pricing and feature changes in this category. No per-tool price alerts.

Questions about Microsoft Copilot

What can I use Microsoft Copilot for?

Use conversational help for a draft or question, and check which Microsoft 365 features your subscription includes.

What are the access and pricing limits?

Standalone Copilot and Microsoft 365 subscriptions have different access. Premium app features require a qualifying plan; do not assume all Office features are free.

When was this listing checked?

Official-source information was reviewed on 2026-10-06. Plans and limits can change; check the linked provider source before subscribing.

Is Microsoft Copilot free?

There is a free Copilot with limited use, but the individuals page we reviewed mostly describes paid Microsoft 365 plans and only refers to usage being higher than free. Check Microsoft's site for current free-tier details.

How much does Microsoft Copilot cost?

For individuals, the page lists Microsoft 365 Personal at $9.99 per month, Family at $12.99, Premium at $19.99 and Pro at $99.99 (monthly pricing, US). Taxes and regional prices can differ, so confirm at checkout.

Does Copilot work in Word and Excel?

Yes, according to Microsoft's page, Copilot is available in Word, Excel, PowerPoint, Outlook and OneNote depending on the plan. Family, Premium and Pro list some of these as web and mobile only.

Is Copilot included in Microsoft 365 Personal?

Per the individuals page, Microsoft 365 Personal includes Copilot in the desktop Word, Excel, PowerPoint and Outlook apps, with higher chat and image usage than the free tier. Confirm current terms before subscribing.