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Free plan + paidInformation reviewed 2026-10-06

Cleo

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Financial assistance app for understanding spending and accessing eligible budgeting or subscription features.

Best suited to

Spending insights and Budgeting assistance

Meet Cleo

Financial assistance app for understanding spending and accessing eligible budgeting or subscription features.

Use the app to review spending patterns and check the terms of any subscription or financial product separately.

Access and pricing: Free and paid app features differ. Plus and Pro subscriptions include eligible financial features; review current prices, product fees, and eligibility in Cleo before purchase.

What it does well

Based on the existing description, Cleo is a financial assistance app for understanding spending and accessing eligible budgeting or subscription features. Listed features are spending insights, budgeting assistance and financial app features.

Who gets the most from it

People who want a conversational way to review where their money goes. It is a consumer app, so it suits individuals rather than businesses.

Getting started in 10 minutes

Install the app, connect an account only if you are comfortable doing so, and review the spending summary. Read what the free tier covers before you tap any upgrade.

Limits to check before you commit

The listing says free and paid features differ, and that Plus and Pro subscriptions include eligible financial features. Review current prices, product fees and eligibility inside Cleo before buying. Any financial product, such as an advance, has its own terms and fees, and availability may depend on your location. We could not load Cleo's pricing page at the time of review (October 2026) (access blocked), so we did not verify current prices or platforms. The listing says Web, but Cleo is generally used as a mobile app, so check the official site.

Illustrative workspace photo
Illustrative stock photo from Unsplash; not a screenshot of Cleo.

What you can do

Spending insights

Budgeting assistance

Financial app features

Where it helps

  • Use the app to review spending patterns and check the terms of any subscription or financial product separately.

What to consider

  • Free and paid app features differ. Plus and Pro subscriptions include eligible financial features; review current prices, product fees, and eligibility in Cleo before purchase.

Pricing & free access

Official pricing
Free plan + paid

Free and paid app features differ. Plus and Pro subscriptions include eligible financial features; review current prices, product fees, and eligibility in Cleo before purchase.

Plan information can change. Prices and conditions are set by the provider. Information checked 2026-10-06.

Source for access details

Weekly AI tool changes in Finance & Accounting

One email a week with pricing and feature changes in this category. No per-tool price alerts.

Questions about Cleo

What can I use Cleo for?

Use the app to review spending patterns and check the terms of any subscription or financial product separately.

What are the access and pricing limits?

Free and paid app features differ. Plus and Pro subscriptions include eligible financial features; review current prices, product fees, and eligibility in Cleo before purchase.

When was this listing checked?

Official-source information was reviewed on 2026-10-06. Plans and limits can change; check the linked provider source before subscribing.

Is Cleo free?

Our listing says Cleo has free and paid features, with Plus and Pro subscriptions adding eligible financial features. We could not load the pricing page, so check current prices and eligibility in the app.

What is Cleo used for?

Cleo is used to understand spending and access eligible budgeting or subscription features. It is a financial assistance app, so read any product's terms and fees separately.

What is the difference between Cleo Plus and Pro?

Both are paid subscriptions with eligible financial features, per our listing. We could not verify exact differences or prices from the official page, so compare them in the Cleo app.

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